

Checks previously converted to a “substitute check,” as defined in Reg CC.Checks containing any alteration to any of the fields on the front of the check or item, or which Company knows or suspects, or should have known or suspected, are fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn.Checks made payable to a business may only be deposited into the business account.Checks payable to any person other than Company.Company agrees that Company will not use the Mobile Deposit Service to scan and deposit any checks as shown below: Company agrees that the image of any check transmitted to Bank shall be deemed an “item” within the meaning of the applicable Uniform Commercial Code. Company agrees to scan and deposit only “checks” as that term is defined in Federal Reserve Regulation CC (“ Reg CC”). Bank reserves the right to change, suspend or discontinue the Mobile Deposit Service, in whole or in part, or Company’s use of the Mobile Deposit Service, in whole or in part, immediately and at any time without prior notice to Company.Įligible Checks. Bank reserves the right to change the qualifications at any time without prior notice. The Mobile Deposit Service may have qualification requirements that will be disclosed to Company on Bank’s website. Bank is not responsible for any technical or other difficulties or any resulting damages that Company may incur from time to time. When using the Mobile Deposit Service, Company may experience technical or other difficulties. Company’s continued use of the Mobile Deposit Service will indicate Company’s acceptance of any such changes.Īvailability of the Mobile Deposit Service. Bank reserves the right to change the Mobile Deposit Service at any time and in any manner, in its sole discretion. By using the Mobile Deposit Service, Company authorizes Bank to convert checks to images or create substitute checks for the purpose of clearing the check. The Mobile Deposit Service is designed to allow Company to make deposits to checking account(s) that Company designates during the enrollment process (each, a “ Deposit Authorized Account”) from home or other remote locations by taking a picture (scan) of the check by an authorized mobile device and delivering the check image and associated deposit information to Bank. The provisions in the Account Agreements shall prevail in all other circumstances. In the event of a conflict between the terms of this Agreement and any of Company’s Account Agreements – with regard to the Mobile Deposit Service only – the provisions in this Agreement shall prevail. This Agreement as it relates to the Mobile Deposit Service supplements the terms of other agreements Company has entered into with Bank, including, without limitation, the Terms and Conditions of Your Account and its related fee schedules and disclosures that govern the terms, conditions and fees of Company’s deposit account(s) with Bank, each as may be amended from time to time (collectively, the “ Account Agreements”). General Terms and Conditions (Mobile Deposit Service).
